hollow-orca

Agreement to Terms

By accessing or using the hollow-orca website and enrolling in our courses, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing our services.

Service Description

hollow-orca provides financial management education through structured courses for children and adults. Our services include in-person classes, educational materials, and related resources designed to improve financial literacy.

Enrollment and Payment

Course Registration

Enrollment in courses requires submission of accurate personal information through our online form. By submitting an enrollment request, you confirm that:

All information provided is accurate and complete
You have authority to enroll yourself or the named participant
You agree to pay applicable course fees
For children's courses, you are the parent or legal guardian

Payment Terms

Course fees must be paid in full at least three days before the first class session. We accept bank transfers, debit cards, and major credit cards. Payment confirms your enrollment and secures your place in the selected course.

Refund Policy

Refunds are available under the following conditions:

Full refund: Cancellation more than seven days before course start date
50% refund: Cancellation between three and seven days before course start date
No refund: Cancellation less than three days before course start date or after course begins

Refunds are processed within 14 business days to the original payment method.

Course Attendance and Conduct

Attendance Requirements

Regular attendance is expected for course completion. If you must miss a session, notify us in advance. We may accommodate rescheduling based on availability, but cannot guarantee makeup sessions for all absences.

Conduct Expectations

Participants must:

Treat instructors and fellow students with respect
Arrive on time for scheduled sessions
Complete assigned work and participate actively
Refrain from disruptive behavior
Follow facility rules and guidelines

We reserve the right to remove participants who violate conduct expectations without refund.

Intellectual Property

Course Materials

All course materials, including handouts, presentations, exercises, and digital resources, are the intellectual property of hollow-orca. These materials are provided for personal educational use only.

You may not:

Reproduce or distribute course materials without written permission
Use materials for commercial purposes
Share materials with non-enrolled individuals
Modify or create derivative works from our materials

Website Content

The content, design, and structure of this website are protected by copyright, trademark, and other intellectual property laws. You may view and print pages for personal reference but may not reproduce, distribute, or republish website content without permission.

Disclaimer of Warranties

Educational Nature

Our courses provide educational information about financial management principles. They do not constitute professional financial advice, investment recommendations, or guarantees of financial outcomes.

Participants should:

Consult qualified financial professionals before making significant financial decisions
Recognize that individual results vary based on personal circumstances
Understand that financial markets involve risk
Not rely solely on course content for critical financial planning

Service Availability

We strive to maintain uninterrupted service but cannot guarantee that our website or courses will always be available without disruption. We reserve the right to modify, suspend, or discontinue any aspect of our services temporarily or permanently.

Accuracy of Information

While we endeavor to provide accurate and current information, financial regulations, tax laws, and market conditions change frequently. We cannot guarantee that all information remains current or applies to your specific situation.

Limitation of Liability

To the fullest extent permitted by law, hollow-orca shall not be liable for any indirect, incidental, consequential, or punitive damages arising from:

Use of or inability to use our services
Financial decisions made based on course content
Errors or omissions in course materials
Unauthorized access to or alteration of your data
Any other matter relating to our services

Our total liability shall not exceed the amount you paid for the specific course in question.

Indemnification

You agree to indemnify and hold harmless hollow-orca, its instructors, employees, and affiliates from any claims, damages, losses, or expenses arising from:

Your violation of these Terms of Use
Your violation of any rights of another person or entity
Your misuse of course materials or services
Financial decisions you make based on course content

Privacy and Data Protection

Our collection and use of personal information is governed by our Privacy Policy and GDPR Compliance statements. By using our services, you consent to our data practices as described in those documents.

Age Restrictions

Adult courses are available to individuals aged 18 and older. Children's and teen courses accept participants within specified age ranges with parental consent. Parents or guardians must complete enrollment for participants under 18.

Modifications to Terms

We reserve the right to modify these Terms of Use at any time. Changes become effective immediately upon posting to this page. Your continued use of our services after changes are posted constitutes acceptance of the modified terms.

Significant changes will be communicated through our website or via email to enrolled students.

Course Modifications and Cancellations

We reserve the right to:

Modify course content, schedules, or instructors as needed
Cancel courses due to insufficient enrollment or unforeseen circumstances
Reschedule sessions due to instructor illness, facility issues, or emergencies

If we cancel a course, you will receive a full refund or the option to transfer to another course. We are not liable for travel expenses or other costs incurred due to course modifications or cancellations.

External Links

Our website may contain links to third-party websites for reference or additional information. We do not control or endorse these external sites and are not responsible for their content, privacy practices, or availability.

Governing Law

These Terms of Use are governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these terms or our services shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Severability

If any provision of these Terms of Use is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

Entire Agreement

These Terms of Use, together with our Privacy Policy and GDPR Compliance statement, constitute the entire agreement between you and hollow-orca regarding our services and supersede any prior agreements or understandings.

Contact Information

For questions about these Terms of Use or our services, contact us at:

hollow-orca
47 Wellington Street
Leeds LS1 4JE
United Kingdom
Email: [email protected]

Acknowledgment

By enrolling in our courses or using our website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.